Financial Planning
Plan with Purpose. Live with Clarity.
At Synouvo, we believe financial clarity is the foundation for long-term success. That’s why our team of financial professionals takes a personalized approach to design a plan that’s not only aligned with your goals—but evolves with your life.
We begin by evaluating your current financial landscape—your assets, income, and expenditures. From there, we build a strategy that answers two essential questions:
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The Day-to-Day: What resources do you need access to right now?
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The Big Picture: What steps will help you reach your future goals?
This isn’t a one-time plan—it’s a dynamic process. We provide ongoing reviews and updates to keep your plan current, adaptive, and aligned with your evolving life.
Your Vision. Your Path.
Discover your path. Define your future. Build it with us.
We believe true wealth isn’t just about numbers, it’s about living with intention. For some, it’s the freedom of a well-earned family vacation. For others, it’s the peace of knowing their retirement is secure. Whatever your vision, we help you define it with clarity and purpose, then craft a plan to bring it to life and leave a lasting legacy.
Selecting the right advisor is one of the most important decisions in your financial journey. Whether you’re focused on personal planning or building a financially sound business, we create a customized strategy that aligns with your goals and values, so you can move forward with confidence.
FINANCIAL PLANNING
For Individuals
At Synouvo, your goals are the foundation of everything we do. We offer a wide range of investment and planning strategies tailored to your unique vision—whether you’re focused on building wealth, preparing for retirement, protecting your income, or leaving a legacy.
We always act in your best interest—your financial plan is led by your goals, not dictated by investment products.
We approach financial planning through four key angles to ensure your strategy is comprehensive, forward-looking, and adaptable:
Assessment
We’ll help you clarify your current financial picture—including income, risk exposure, and spending patterns—so you can make informed decisions with confidence.
Personalized Cash-Flow Planning
Your financial plan is custom-built around your goals. We evaluate your income and expenses to create a strategy that aligns with your lifestyle, ambitions, and future needs.
Social Security Analysis
We guide you through your Social Security options with a detailed, strategic analysis—helping you maximize your benefits and integrate them into your retirement income plan.
Risk Management Planning
We assess your exposure to risk and build strategies to protect what matters most—covering life, disability, and long-term care insurance as part of a comprehensive safety net.
Your business is more than a source of income—it’s a cornerstone of your wealth journey.
Let Synouvo guide you in building, growing, and protecting it with purpose.
FINANCIAL PLANNING
For Businesses
What is your business truly worth? Do you have a succession plan in place if life takes an unexpected turn? Will selling your business support the retirement you envision?
At Synouvo, we help you answer these questions and more—through a strategic financial planning process designed specifically for business owners. Our approach focuses on four key areas of business financial planning:
Individual Planning
Your business is a vital part of your personal financial story. We integrate your business into your overall plan to ensure both move forward in harmony.
Tax Efficiency
We work proactively to minimize tax burdens—not just at filing time, but throughout the year. Strategic tax planning helps preserve more of your hard-earned success.
Business Valuation
Understanding the value of your business is essential for long-term planning. We’ll help you establish an accurate, objective valuation that informs smarter decisions today and tomorrow.
Succession Planning
The legacy of your business matters. Whether you’re preparing for retirement, a sale, or passing the business to the next generation, we’ll help you plan a seamless transition that honors your work and your vision.
Risk Management
We believe true financial clarity comes from planning for the unexpected, not just the ideal. While building your wealth is essential, so is protecting it. Our team works with you to uncover the risks that could significantly derail your financial goals—and helps you prepare for them with intention.
By cost-effectively transferring risk to insurance providers, you can reduce the financial burden of events like illness, disability, property loss, or premature death. This approach safeguards your goals and ensures continuity for your loved ones or business.
Some of the ways we integrate insurance into the financial planning process include:
Life Insurance
Protects your family, business, and legacy. Life insurance can serve as a powerful tool for income replacement, business succession, and estate planning—offering benefits that may be income tax and estate tax-free when structured correctly. It’s not just about protection; it’s about preserving what matters most.
Disability Insurance
Secures your income when life takes an unexpected turn. If illness or injury prevents you from working, disability insurance helps replace lost income—so your financial goals stay on track, even when your health doesn’t. It’s protection for your lifestyle, your future, and your path to financial freedom.
Long-Term Care
Protects your independence—and your family’s peace of mind. Long-term care insurance helps cover the cost of support services like in-home care, assisted living, adult day care, and nursing home care. It ensures you have the financial means to maintain dignity and quality of life, no matter what the future holds.
Property & Casualty Insurance
Protects what you’ve worked hard to build. Your home, vehicles, and business property represent major investments—and major risks if left uninsured. Property and casualty insurance helps shield these assets from loss due to accidents, theft, fire, natural disasters, or liability claims, keeping your financial plan on solid ground.
Liability Coverage
Defends your wealth from unexpected legal risks. Whether personal or professional, a lawsuit can threaten everything you’ve built. Liability insurance provides essential protection—covering legal fees, settlements, and judgments—so you can stay focused on your goals, not potential claims.
Life Insurance
Protects your family, business, and legacy. Life insurance can serve as a powerful tool for income replacement, business succession, and estate planning—offering benefits that may be income tax and estate tax-free when structured correctly. It’s not just about protection; it’s about preserving what matters most.
Disability Insurance
Secures your income when life takes an unexpected turn. If illness or injury prevents you from working, disability insurance helps replace lost income—so your financial goals stay on track, even when your health doesn’t. It’s protection for your lifestyle, your future, and your path to financial freedom.
Long-Term Care
Protects your independence—and your family’s peace of mind. Long-term care insurance helps cover the cost of support services like in-home care, assisted living, adult day care, and nursing home care. It ensures you have the financial means to maintain dignity and quality of life, no matter what the future holds.
Property & Casualty Insurance
Protects what you’ve worked hard to build. Your home, vehicles, and business property represent major investments—and major risks if left uninsured. Property and casualty insurance helps shield these assets from loss due to accidents, theft, fire, natural disasters, or liability claims, keeping your financial plan on solid ground.
Liability Coverage
Defends your wealth from unexpected legal risks. Whether personal or professional, a lawsuit can threaten everything you’ve built. Liability insurance provides essential protection—covering legal fees, settlements, and judgments—so you can stay focused on your goals, not potential claims.